LAS VEGAS UNDERINSURED/UNINSURED COVERAGE ATTORNEY

Being “underinsured” means a person has auto insurance coverage, but the limits may not be high enough to cover the full expenses of an auto accident claim. A Las Vegas underinsured or uninsured auto coverage attorney will be able to tell you what kind of auto coverage you have if you don’t already know.

Uninsured motorist insurance covers you if you’re in an accident with an at-fault driver who doesn’t carry liability insurance. Underinsured motorist coverage steps in when you’re in an accident with an at-fault driver whose liability limits are too low to cover the medical expenses of any injured people. An attorney like Anthony Paglia can assist if this happens to understand what to do.

The main difference between uninsured and underinsured auto coverage is whether the person who hit you has auto insurance to cover their actions in a collision. With underinsured auto coverage, you have to make two claims, one against the other driver, and one against your own insurer.

Being underinsured means that you don’t have enough auto insurance coverage to protect you if your car is damaged or destroyed in an accident. Not having enough auto insurance can result in you paying a large part of the car’s repair and potentially having to face legal problems depending on the severity of the car accident.

Most people that are underinsured with their car insurance are aware they are underinsured. It’s often their own doing because they want to spend as little money as possible. You do have auto coverage even if you’re underinsured.

If you get hit by someone in Las Vegas who doesn’t have auto insurance, uninsured motorist coverage pays for your medical bills, lost wages, pain, suffering, and funeral expenses. In some states, uninsured motorist coverage will also cover your car damage. An underinsured or uninsured auto coverage lawyer like Anthony Paglia can help you in knowing what the coverage is going to pay for and what it won’t pay for.

Underinsured or uninsured auto coverage is designed to cover you and the people in your car for medical bills, lost wages, pain, and suffering if you’re in an accident caused by someone who doesn’t have insurance or enough insurance to cover all costs of the accident.

Auto insurance companies are not allowed to raise rates or drop a person because they made an uninsured motorist claim. Your auto insurance coverage shouldn’t go up. If the auto insurance goes up you can call your insurance company to find out the reasoning behind the raised price. Anthony Paglia can also assist you with this.

Underinsured motorist coverage steps in when you’re in an accident with an at-fault driver whose liability limits are too low to cover the medical expenses of any injured people. If the person is insured then liability should cover the uninsured if they are not the responsible party of the accident.

If you have underinsured auto coverage, your insurance company will cover the bare minimum. Drivers without adequate auto coverage face serious legal consequences in Las Vegas. An underinsured or uninsured auto coverage attorney like Anthony Paglia will help you if you’re involved in an auto accident.

The first thing to do is to call emergency medical services if anyone has a significant injury, also call local law enforcement. You should exchange information with anyone involved in the auto accident. You must stay at the auto accident scene. If you’re not insured or you’re underinsured call, Anthony Paglia, explain what happened and he can assist you further if you have no idea what to do.

If you get into an auto accident. No matter who the other person is. You should always call the police. You should if you can get out of the car tell the other person or people who were involved that the local police have been called and if they are hurt you should also call the paramedics.

Do not leave the scene until an officer says it’s okay. Don’t talk to the person who hit you about the accident though. It’s fine to say sorry but don’t go into detail. The police will tell the other people involved whether you are uninsured or underinsured. Anthony Paglia can also help in cases like this.